• Services for Individuals & Families

    Services for Individuals & Families

Investment Management

As your financial adviser, Shaffer Capital frees you from the obligation of monitoring and managing your portfolio. Our investment-management professionals are skilled at risk profiling, institutional asset allocation and investment selection. Together, we will help you find a personalized path toward achieving your investment goals.

We offer the following discretionary investment portfolios:

Shaffer Capital Global Asset Allocation Portfolios ($25,000 minimum per account). Our asset-allocation strategies seek an attractive total return while managing downside risk. They may use no-load mutual funds, exchange-traded funds, and cash alternatives. Adjustments in allocations are made for taxable versus non-taxable accounts. Active strategies employ funds utilizing active security selection, while Passive strategies utilize index funds.

  • Aggressive - Active or Passive
  • Moderate Aggressive - Active or Passive
  • Moderate - Active or Passive
  • Moderate Conservative - Active or Passive
  • Conservative - Active or Passive
  • Ultra Conservative - Active or Passive

Shaffer Capital Equity-Income Portfolio ($50,000 minimum per account) – Our Equity-Income strategy is comprised of approximately 15-20 individual stocks. While dividend income is a priority, growth, valuation, and risk are important components of the stock selection process.

Shaffer Capital Core-Equity Portfolio ($50,000 minimum per account). – Our Core-Equity strategy is comprised of approximately 15-20 individual stocks. Growth through total return is the primary objective, but valuation and risk are important components of the stock selection process.

Shaffer Capital Fixed-Income Portfolio ($75,000 minimum per account) – Our Fixed-Income strategies are tailored utilizing individual bond issues to solve for the client’s specific needs. Fixed-Income portfolios are managed based on the client’s need for income, the timing/duration of the income stream, and default risk. Adjustments are made for taxable versus non-taxable accounts.

Shaffer Capital Balanced Portfolios ($100,000 minimum per account) – Our Balanced Portfolios contain stocks from either the Equity-Income or Core-Equity Portfolios and bonds from the Fixed-Income Portfolio. Clients can also choose from three different Equity/Fixed-Income targets depending on their objectives. Adjustments are made for taxable versus non-taxable accounts.

      •  70% Equity / 30% Fixed-Income
      •  50% Equity / 50% Fixed-Income
      •  30% Equity / 70% Fixed-Income

Accounts below $25,000. Shaffer Capital can also serve as investment adviser for accounts that do not meet the minimum investment requirement for the strategies above. On a discretionary basis, we will select either no-load mutual funds or exchange-traded funds for our clients. Adjustments are made for taxable versus non-taxable accounts.